Run paid advertising for loan officers, real estate agents, and brokerage partners—without floating ad spend, without operational chaos, and without RESPA risk.
Not a Referral Program
Advertising infrastructure only. No fees tied to loan outcomes.
Partners Pay Their Own Ads
Card-on-file billing per party. No floating spend or reimbursements.
RESPA-Friendly Structure
Clean billing, auditable operations, clear role separation.
Access to the platform is not based on referral volume or settlement services. Participation is available under neutral, non-discriminatory criteria and requires partner-paid advertising costs.
Agency Mode
Mortgage Partners
Sarah Chen
Loan Officer
Premier Realty Group
Brokerage Partner
Mike Johnson
Real Estate Agent
Active Campaigns
47
Across 12 partners
Trusted by mortgage companies nationwide










If any of these describe your organization, the platform was designed for you.
Mortgage companies with multiple loan officers
Directors of Marketing managing regional or national teams
Mortgage brokers supporting agent and brokerage partners
Teams that need centralized control with clear billing
Simple & Compliant
Your marketing team runs ads using approved templates and compliant messaging—ensuring brand alignment, consistent quality, and fair housing oversight.
Each loan officer, agent, or brokerage has a secure payment method on file and is billed directly for their campaigns. No floating costs. No reimbursements. No confusion.
The platform facilitates advertising execution only—no expectation of referrals, no compensation tied to closings, and no exchange of value for business.
Designed from the ground up for compliant, scalable mortgage advertising operations.
Supports advertising oversight, auditability, clear billing records, and clean vendor relationships.
A small marketing team can support dozens—or hundreds—of campaigns without chaos.
No internal cards, no reimbursements. The right party pays directly.
Maintain approved templates, compliant messaging, and targeting controls across markets.
Running Ads for Real Estate Agents & Brokerage Partners (At Scale)
Mortgage companies want to support agent partners with marketing, strengthen brokerage relationships, and increase brand visibility in key markets. But doing this manually creates risk: shared ad accounts, unclear billing, subsidized marketing, and compliance gray areas.
The platform enables professional partner advertising with clear boundaries: centralized campaign execution, partner-paid ad spend via card-on-file, and clean separation between marketing services and business outcomes.
Mortgage marketing teams use the platform to drive measurable results across their partner network.
How it works: Your marketing team runs campaigns using pre-built, compliant ad templates. Each partner pays their own ad spend. You maintain oversight, brand control, and clean billing — at any scale.
Walled Garden's architecture addresses the most common RESPA compliance risks in mortgage advertising — by design, not by workaround.
Risk: Co-mingled advertising funds between settlement service providers can constitute a prohibited thing of value.
How Walled Garden addresses this: Each party pays their own ad spend via individual card-on-file billing. No co-mingled funds. No reimbursements. No floating of ad budgets between parties.
Risk: Tying marketing benefits to referral volume violates Section 8(a) kickback prohibitions.
How Walled Garden addresses this: Access to the platform is not based on referral volume or settlement services. Participation is available under neutral, non-discriminatory criteria and requires partner-paid advertising costs.
Risk: Linking marketing fees to closed transactions creates prohibited fee-splitting arrangements.
How Walled Garden addresses this: Platform fees are flat and subscription-based — never contingent on loan closings, deal volume, or business outcomes. Clear separation of roles between marketing services and settlement services.
Risk: Unclear or undocumented advertising expenditures create regulatory exposure during audits.
How Walled Garden addresses this: Every campaign, charge, and card transaction is logged with timestamps, party attribution, and campaign metadata. Audit-ready advertising structure with exportable records.
Walled Garden is a RESPA-safe advertising framework designed to support compliant advertising operations. This page describes platform architecture and is not legal advice. Mortgage companies should consult legal counsel for compliance guidance specific to their business operations.
See the types of campaigns your team can run — from rate quotes to VA loans to agent co-marketing.
These ad templates drive $8-20 leads. Click any ad to see why it works and how to adapt it.

"Unlock the Equity in Your Current Home"

"Rates Around 4.625% – Save Hundreds Monthly"

"Don't Wait To Sell"

"4.625% – Refinance Your Home"

"0% Down Payment – VA Home Loans"

"Fixer-Upper? 203k Loans Combine Both"

"Get Pre-Approved in 24 Hours"

"First-Time Home Buyer? Download Our Free Guide"

"New Listing in Oak Hills – Get Pre-Approved Today"
Quick answers to the questions mortgage marketing teams ask most.
If you support multiple loan officers and want a clean, scalable way to run ads for partners, Walled Garden gives you control, clarity, and compliance-friendly operations.
Join 2,500+ successful agents using Walled Garden to generate more leads with less effort. Start your free trial today, no credit card required.
✓ No Credit Card Required • ✓ 10-Day Free Trial • ✓ Cancel Anytime