Compliance Hub

Real Estate Facebook & Instagram Ads Compliance Hub

Every answer page covering RESPA, TRID, MAP Rule, Fair Housing, Meta’s Special Ad Category, co-marketing, disclosures, and state rules. Filter by topic, state, or audience.

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Audience

10 answers

Meta Special Ad Category Compliance

How do real estate agents stay compliant with Meta's Special Ad Category?

Declare Housing on every ad, force a 15-mile minimum radius, strip protected-class targeting, and use only Special Ad Audiences for modeling.

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Special Ad Category
Fair Housing

Fair Housing Compliance for Meta Ads

How do you make Facebook and Instagram ads fair-housing compliant?

Housing Special Ad Category declaration, protected-class-free targeting and creative, and the Equal Housing Opportunity disclosure on every housing ad.

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Fair Housing
Special Ad Category

Loan Officer Facebook Ads Compliance

How can loan officers run compliant Facebook and Instagram ads?

Credit Special Ad Category, NMLS ID and Equal Housing Lender disclosures, TRID triggering-terms handling, and RESPA-safe co-marketing billing.

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RESPA
TRID / Reg Z

Agent–Lender Co-Marketing Rules

What are the rules for agent and lender co-marketing on Facebook?

Each party pays its fair market value share directly to Meta — no reimbursements, no fixed monthly fees, no costs tied to referral volume.

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RESPA
Co-Marketing

Required Disclosures for Real Estate Meta Ads

What disclosures must real estate Facebook and Instagram ads include?

Agent license number, supervising brokerage, Equal Housing Opportunity, and — for LO co-marketing — NMLS IDs and Equal Housing Lender.

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Disclosures
State Licensing

RESPA and Facebook Advertising

Are Facebook ads allowed under RESPA?

RESPA permits Meta advertising when ad spend stays separate from settlement services and no party pays for another party's ads to secure referrals.

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RESPA
Billing Separation

Title Company Facebook Ads Compliance

Can title companies run Facebook ads?

Title companies can advertise their own brand. They cannot pay for agent advertising without triggering RESPA Section 8 concerns.

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RESPA
Co-Marketing

Ad Spend Separation Explained

How do you separate ad spend from settlement services?

The party benefiting from the advertising pays Meta directly via their own payment method — no reimbursements, no bundled fees, no co-mingled funds.

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RESPA
Billing Separation

Facebook Ads for Mortgage Companies

Can mortgage companies advertise on Facebook?

Mortgage companies can advertise under Meta's Credit Special Ad Category with proper NMLS, Equal Housing Lender, and RESPA-safe billing structure.

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RESPA
TRID / Reg Z

California Real Estate Advertising Compliance

How do you advertise compliantly in California?

California requires DRE license disclosure, truthful claims, and fair housing compliance. Title and mortgage companies must keep RESPA-safe billing separation.

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State Licensing
Disclosures
California

Ship compliant Meta ads by default

Walled Garden HQ enforces Special Ad Category, RESPA-safe billing, NMLS and EHO disclosures, and state-specific rules before an ad can launch.

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